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For many businesses, insurance is the most important, if not the only, risk management tool utilised in the protection of the business.  Knowing that policies of insurance have been put in place to protect your business from a wide array of potential losses and liabilities can bring great peace of mind and allows you to focus on the core aspects of your business.

However, unless you carefully note the terms of your policies, your standard business practices have the potential to render your insurance ineffective in many common situations.

For the full article click here. Business Services Bulletin Feb 2009